Bundaberg · Queensland · Australia

Is your firm ready for 1 July 2026?

New anti-money laundering laws apply to lawyers, accountants, real estate agents, and many other businesses — including dealers in precious metals and stones — from 1 July 2026 (with earlier dates for some sectors). Mr Cybersafe helps Bundaberg businesses get compliant — calmly, clearly, and without the jargon.

Does this apply to your firm?

From 1 July 2026 (and earlier for some sectors), Australian firms that provide certain services must have a formal AML/CTF compliance program in place. If any of the following applies to you, the answer is yes.

Law Firms

Conveyancing, property transactions, trust account management, company formations, and related legal services.

Accounting Practices

Tax advisory, bookkeeping for property transactions, company structuring, and trust administration.

Real Estate Agencies

Buying, selling, and managing real estate transactions on behalf of clients.

Dealers — precious metals & stones

Jewellers, bullion, and dealers regulated when providing designated services — including cash and virtual-asset thresholds per AUSTRAC guidance.

Virtual asset services (VASPs)

Scoping & referral-partner model: help with enrolment/registration scoping, governance, training, and records. Product-heavy work (travel rule, wallet screening, chain analytics) is typically co-delivered with a specialist — so you get honest coverage without overpromising.

Not sure if your firm is captured? That's exactly what the free Compliance Readiness Check is for. It takes one hour and leaves you with a clear answer.

Book your free check →

What you need to have in place by 1 July 2026

1

AUSTRAC Enrolment

Register your business on the AUSTRAC portal by 29 July 2026.

2

Compliance Officer

Appoint a nominated AML/CTF Compliance Officer within your firm.

3

Risk Assessment

Document the specific money laundering risks relevant to your practice.

4

AML/CTF Program

A written, customised compliance program covering your policies and procedures.

5

Client Verification

A process for verifying client identity before providing services.

6

Suspicious Matter Reporting

A process for identifying and reporting suspicious transactions to AUSTRAC.

7

Staff Training

Documented training so your team knows their obligations.

AUSTRAC penalties for non-compliance include civil fines and, in serious cases, cancellation of registration. The obligation applies from 1 July 2026 — not from when you get around to it.

How Mr Cybersafe gets your firm compliant

Week 1

Scoping

We map which of your services trigger the obligations. Not everything does.

Week 2

AUSTRAC Enrolment

We guide you through the AUSTRAC portal. You provide the information; we make sure it's right.

Weeks 3–4

Risk Assessment & Program

We build your written risk assessment and complete AML/CTF program documents.

Week 5

Implementation

Client verification workflows, record retention, and staff training.

Week 6

Handover

You receive a complete compliance folder — organised and documentation-ready for your records or review. Yours to keep.

Ongoing

Ongoing Support

Optional monthly retainer to keep your program current as guidance evolves.

Compliance Readiness Check

Complimentary

First engagement

  • 1-hour guided assessment
  • Traffic light readiness report
  • Priority action list
  • No obligation
Book now →

About Mr Cybersafe

Mr Cybersafe is a Bundaberg-based compliance consulting business helping local professional firms meet their legal obligations around cybersecurity and financial crime compliance.

How we work: Mr Cybersafe is an independent consultant — not AUSTRAC, not a law firm, and not a statutory auditor. I help your firm design and document AML/CTF measures that fit your practice. Legal responsibility for compliance stays with your business and its leadership; AUSTRAC remains the regulator.

The business is built on an unusual combination: deep IT experience, a postgraduate IT qualification, a Graduate Diploma in Computer Education, studies toward formal cybersecurity certification, and years of teaching, school leadership, and governance experience (including working with school boards). That background means complex compliance requirements get explained clearly — in plain English, without unnecessary jargon.

Professional standards: As a member of the Australian Computer Society (ACS), I am committed to the Society’s expectations for ethics and professional conduct. Current policies and guidance for members are published on acs.org.au (and in your ACS member portal).

Locally based. Fixed fees. No surprises.

ACS MemberAustralian Computer Society — ethics & professional conduct
Graduate Certificate in ITPostgraduate qualification, Information Technology
Graduate Diploma in Computer EducationPostgraduate teaching & computing
Bundaberg, QueenslandLocally based consultant

Indicative fees

Transparent ranges so a small Bundaberg operator isn’t quoted a flat metro retainer. Final fee is confirmed in your engagement letter after the free Compliance Readiness Check.

Service Base fee (AUD) Notes / add-ons
Micro / sole operator
e.g. solo conveyancer, small jeweller, sole practitioner
$2,500 – $4,500 ~3 weeks typical. Includes scoping, Table 6 map, starter-kit customisation, risk assessment & Part A/B pack, CDD forms, AMLCO/governing-body/senior-manager docs, training brief, retention policy.
Standard professional firm
small/mid law, accounting, real estate agency
$6,500 – $9,500 ~6 weeks. Superset incl. interview alignment & evidence pack guidance.
Complex / multi-service
mixed legal+conveyancing, multi-office accounting, franchise
$12,000 – $18,000 ~8 weeks. Incl. independent-review preparation framing.
Common add-ons (ranges, stacked as needed): trust accounting controls +$800–$1,500; conveyancing kit +$800–$1,500; sanctions/PEP setup +$600–$1,200; IFTI / cross-border design +$800–$1,500; proliferation-financing uplift +$600–$1,000; reporting-group program +$1,500–$3,000; VASP scoping & registration +$1,500–$4,000 (specialist partner for travel rule / chain analytics); dealer cash controls +$600–$1,200; LPP-aware SMR protocol (law firms) +$600–$1,200; foreign branch scoping +$1,500–$3,500.
Concierge client support (optional) +$500–$1,500 engagement
+$300–$600 / mo
Extra plain-English on client-facing links (intake, uploads, progress), deadline alerts on progress view, and heavier between-session guidance. Auto email nudges are manual/negotiated — confirm scope in your letter.
Self-serve (optional) −$450–$900 engagement
−$500 / mo retainer
Streamlined public pages for firms that need less hand-holding between meetings.
Annual maintenance retainer $500 – $1,500 / month AUSTRAC update monitoring, refresher training, ongoing CDD review, annual compliance report support, evidence pack upkeep.
Compliance Readiness Check $0 On-site interview + written report. No obligation to engage.

Indicative ranges only. Final fee confirmed in your engagement letter after the free Compliance Readiness Check.

Brochures — save as PDF

Printable A4 handouts for your files or to share with your board. Open a brochure and click Download PDF, then in your browser’s print dialog choose Save as PDF or Microsoft Print to PDF. (Chrome or Edge works best.)

AML/CTF readiness

Two-page overview for law, accounting, real estate, precious-metals dealers, and VASP scoping.

Cyber & SMB 1001

Two-page handout on tying financial-crime record-keeping to practical cyber hygiene.

Mr Cybersafe overview

One-page flyer — who we help, how we work, and how to get in touch.

Printable brochures index page · General information only — not legal advice.

Get in touch

Start with a free Compliance Readiness Check — a one-hour assessment that tells you exactly where your firm stands.

Location
Bundaberg, Queensland
By appointment.

Service area
Bundaberg and surrounding region

Availability
Monday to Friday

Book a free chat

30 minutes. No obligation. Find out if your firm needs to act.

Email to book a time

Email us

The quickest way to reach us is by email — we reply within one business day. In-person meetings across the region can be arranged once we’re in touch.

hello@mrcybersafe.com.au
Thanks — we'll be in touch within one business day.